David Giertz’s tips on saving for retirement

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Retirement date may seem to be ages away, but sooner than later you will need to consider how your financial life will be when you retire. Retirement planning is paramount to ensure that you have the financial freedom to enjoy your retirement years. Saving for your retirement should be a top priority, and it should begin early enough when you launch your career. So, the earlier you start to plan for your retirement, the better it is. Most of the people get into retirement without even knowing it. A significant number of them wait until retirement clocks to start planning, only to fail miserably. David Giertz, a renowned financial advisor, shares some crucial tips how you can secure your financial freedom upon retirement.

David Giertz states that despite having a hefty monthly paycheck, you will realize that it is never easy to save for early retirement. It is challenging to estimate how much money you will need in your retirement. Besides, you will be spending more than you earn.

Is investment the route to financial freedom upon retirement?

David Giertz states that it depends on what you invest in and how you go about your investment. According to David, investment can be an excellent way to earn extra coin. The most important thing that you need to know is when and how to invest.

Have you saved enough for your retirement?

David notes that the first thing you need to consider is the amount of money that you have upon retirement. Being aware of your retirement needs will help you to determine how much you need to save in your career life. The conventional rule states that you will need to save at least six times your annual income by the time you clock fifty years and ten times your yearly income by the time you hit the 60 years mark.

About David Giertz

David Giertz is an accomplished financial advisor with over 30 years worth of experience in the industry. David is a visionary and inspirational leader where he has worked with top-tier companies in the country. David has a proven track record of helping his clients make sound financial decisions which have helped them to their revenues tremendously.

Find out more about David Giertz: https://thebrotalk.com/investing/even-bros-retire-ohio-investment-advisor-david-giertz-ideas-get-prepared/

JHSF is a Highly Successful Real Estate Firm

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Are trying to start your own real estate business in Brazil? Need someone to provide you with quality advice or guidance? If you want to know what it takes to become successful in the real estate industry, then check out JHSF and its CEO, José Auriemo Neto.

Numerous people have made a fortune in their own real estate business and you can become successful if you consult the right firm or professional. Having access to top talent in your industry will improve your chances of becoming successful.

In Brazil, many people turn to JHSF and José Auriemo Neto for proper guidance. José Auriemo Neto has been the CEO of JHSF for many years and he knows what it takes to run a successful company. As an entrepreneur who has achieved outstanding results, José Auriemo Neto has the knowledge and experience to help any beginner understand what steps to take in order to reach their goal.

JHSF focuses on the development and management of high-end commercial and residential properties in Brazil. The firm is well known through the country and has a great reputation in the real estate community.

There are many steps to setting up a business, including real estate, and José Auriemo Neto has great expertise in this area. José Auriemo Neto has worked with some of the most knowledgeable professionals in the industry and he has also advised newbies. José Auriemo Neto knows what you need to attain the level of success you desire.

José Auriemo Neto will take the time to assess your situation, then devise the most effective strategy to help you create a successful real estate investing business.

He knows a lot about real estate development and is a reliable real estate expert who has a good understanding of renovating existing properties or creating new developments, marketing them, and selling them successfully.

Working as a real estate developer is not an easy endeavor but José Auriemo Neto has complete mastery of this very challenging field. Get in touch with José Auriemo Neto to learn more about how he can help you in your real estate journey.

Learn more: http://www.istoedinheiro.com.br/noticias/negocios/20160721/blackstone-negocia-compra-dos-shoppings-jhsf/395243

Anthony G Petrello; The Charitable CEO

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Anthony G Petrello popularly known as Tony is currently the President, CEO, and Chairman of Nabor Industries. Nabor Industries is a leading company in the oil and gas sector known for offering top services including directional drilling, performance tools, innovative technologies, and offshore drilling rigs. Nabor Industries not only operates in the United States but also has its presence in several global markets.

Tony Petrello is a B.S and M.S degree holder in Mathematics from Yale University and also has a Juris Doctor from Harvard Law School. Before joining Nabor in 1991, he was employed as an attorney with Baker & McKenzie where he worked from 1979 to 1991. On joining Nabor Industries, Mr. Petrello was a managing partner, but over time he managed to get to the top by working through several executive positions. Tony’s current role at Nabors Industries includes offering strategic planning to ensure the organization maintains its competitive edge in the dynamic energy sector.

Besides his role as an executive at Nabors Industry, Mr. Petrello is a charitable individual who believes in advocating for the embitterment of health. In 1997, Mr. Petrello and his wife Cynthia were blessed with a daughter born weighing just 24 ounces and was diagnosed with periventricular leukomalacia. This condition was common in the premature infant, and because of insufficient oxygen to her brain, Carena developed cerebral palsy.

Cerebral palsy made Carena’s development as a child slower, making it harder for her to eat, talk, and walk. Mr. and Mrs. Petrello did a lot of research on the issue to help their child and discovered that there was little knowledge on the disease. This prompted them to create a neurological research institute at Texas Children Hospital so that it could help their daughter Carena as well as other children. The couple donated $ 7 million to assist in the facilitation of research in the ailment. Moreover, Cynthia and Tony are still researching on other available neurological research centers across the globe while offering their financial aid to such institutions. Today, Tony and Cynthia are happy because at eight years old, Carena is now learning to eat, talk, and walk by herself.

Besides his financial aid, Tony also is determined to get the philanthropists on board to support the mission. Additionally, other parents undergoing the same predicament rely on Cynthia and Tony for moral support. Furthermore, Tony Petrello also supports other charities on Houston, Texas, and across the universe including ending hunger, environmental conservation, and poverty relief.

Read More : http://releasefact.com/2017/09/tony-petrello-helps-to-launch-the-neurological-research-institute-at-texas-childrens-hospital/

Felipe Montoro Jens: Demystifying Brazil’s Fascination with Privatization

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 As an infrastructure specialist and a vastly experienced Brazilian corporate leader, Felipe Montoro Jens has unrivaled insight knowledge on the history and the inner workings of Brazilian infrastructural privations and Public Private Partnerships Act (PPPs). He notes that the move towards infrastructural privatization, concessions and establishment of PPPs began in the late 1980s. It began by the powerful state gradually privatizing several state-owned businesses and opening state-controlled sectors to privatization. However, it was in 1990 when privatization became a recognized and standard economic reform policy with several industries and sectors privatized including aeronautical and steel industries under the National Privatization Program.

 This was followed by several policy changes that included introduction of concessions and PPPs. This saw the wholesome privatization of several sectors including telecommunications. To safeguard and improve the quality and standards of capital privatization, the government collaborated with the private sector to establish National Economic and Social Development Bank (BNDES).

Journey Towards Corporate Leadership

 Felipe Montoro Jens’s decades of experience as a top notch corporate within the vast Brazilian corporate sector is founded on excellent academic background, professional versatility and excellent management acumen. Over the years, he has continued to improve professionally by studying several business management courses. He first graduated from the prestigious Fundao Getlio Vargas (FGV) with a degree in business administration. He later joined Thunderbird School of Global Management where studied for his Master’s degree in International Management at its The American Garvin School of International Management.

 These professional improvements have played a critical role in Felipe Montoro Jens’s longevity and success in the corporate sector. His vast management experience includes decades of excellent service delivery in high profile management positions in some of the largest corporations in Brazil. He currently holds numerous management positions in several companies including San Antonio Energia SA where he serves as a director. Many corporations have also sought his leadership and management skills as a principal and senior executive officer.

George Soros Bankrolls the Democrat General Elections

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George Soros is one of the liberal thinkers based in the United States. For more than three decades of exercising the power of liberalism, George Soros has helped millions of people seek their justice through a revolved form of governance in the industry. Perhaps this is the reason why most of the people working towards the better business end up achieving the most sophisticated business profile in the industry. George Soros is also a billionaire who believes in philanthropy. For more than three decades, George Soros has achieved the largest rates of philanthropic activities through the Open Society Foundations based in the United States and what George Soros knows.

During the past general elections in the United States, George Soros issued more than $25million to bankroll the democratic elections. George Soros also wanted Hilary Clinton to win the general elections as the next president of the country. Because of his commitment towards better business values, George Soros has achieved one of the largest rates of philanthropy in a manner that achieves a better business solution in the industry. George Soros has also supported a wide range of individuals accessing their independence assimilation procedures by working towards meeting their specific needs in the industry. For those who want to assimilate their achievements, they can do so by seeking expert analysis from George Soros and Follow his Twitter.

George Soros is the CEO and Founder of the Open Society Foundations based in the United States. The foundation has assisted George Soros to extend his charitable giving to help the marginalized and poor people to achieve their voice in many parts of the world. Because he is committed to developing a plan that seeks adjustments, few people can amass their wealth from these assimilations. Perhaps this is the reason why George Soros has activated better philanthropic exercises in the industry. The Open Society Foundations was founded when George Soros realized that he had made enough money in the world. For this reason, he developed this organization to achieve the most sophisticated plans in business to make the world a better place and more information click here.

George Soros had the Open Society Foundations fight for the things that matter most in his life, George Soros overlooks a government whose rule is centered upon the people. George Soros also overlooks a regime where the rule of law is respected by every social status regardless of their political affiliations. In the past, we have seen many people escape the rule of law in some parts of the world. However, the Open Society Foundations is a voice to the voiceless. For this reason, they will work towards getting assistance for justice out of the people. George Soros is also considered as one of the best philanthropists because he has used the Open Society Foundations to issue more than half of his wealth and learn more about George Soros.

More Visit: http://www.motherjones.com/politics/2013/05/jeffrey-katzenberg-dreamworks-barack-obama-fundraiser/

Dr. Clay Siegall – CEO and Founder at Seattle Genetics

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Dr. Clay Siegall is the CEO and Founder of the Seatle Genetics Company based in the United States. For the company, it is geared towards finding the cure for the cancer disease as it is one of the leading causes of deaths in and out of the United States. The mortality rate arising from cancer in the United States is alarming despite the fact that there is no known cure for cancer. However, v was determined to find the cure for the disease as he has conducted a wide range of cancer therapies that have amounted to more than 20 therapies that have been approved by the FDA for better business use in treating cancer in the medical industry.

Dr. Clay Siegall is a United States-based company that strives to develop fast working solutions in a manner that is not paralleled in the medical industry. Perhaps this is the reason why his medical solutions are adopted on a massive scale for those doctors who treat cancer in and out of the United States. Few people can compare their success with Dr. Clay Siegall. This is because he is one of the best cancer scientists who has helped reduce the pain associated with the normal chemotherapy cancer treatments with the medical solutions he has founded in the Seattle Genetics Company based in Seattle.

When you look at the massive deaths arising from cancer in and out of the United States, it is working to scare doctors away. Cancer is one of the illnesses you can less control. When it strikes, the high chances are that you may not succeed to conquer it before it kills you, this is because the disease has no known cure. When the disease is detected early enough, it can be controlled for better business reviews. This is because it cannot be amassed for better business reviews in a manner that is not capacitated in the business world.

Dr. Siegall graduated with the highest honors from the University of Maryland with a degree in Zoology. However, he continued his studies and graduated with the highest honors in genetics from the University of Washington.

It’s All In Your Hands Now. …

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Modern banking leaves so much in the hands of the consumer.

And this turns out to be a great benefit for you. When you’re managing an account or increasing the value of your assets, a great deal of responsibility is placed into your hands. And it doesn’t take a genius to realize the task at hand. Being an adult in society requires that you also have competency with money.

Welcome to the financial aspects of adulthood.

There’s a lot in your hands at the moment. So the first thing you do is to come to a conclusion. You don’t want to reach the last leg of your financial lifeline while never knowing how it happened. The one solution for you is actually simple. Your greatest option today is with modern banking and with NexBank.

The Competition In Banking

The world is currently offering you an array of options to bank to with. And we know, the options are legit, qualified and have many big promises. But what you only have with NexBank is the future. We are the bank of a new generation, and our daily goal is to improve your money but in every area possible.

The only means we have to accomplish this is with your partnership.

Starting with NexBank is an easy and fast service.

We’re concerned with the details. It’s in the small details and private decisions that you make which can reveal to us a wealth of opportunities. Our top priority at NexBank is to ensure that your money gains more value and is managed or used without regret.

Make that impact in your life now, and see a world of change.

NexBank is dedicated to impacting your financial life and in the only way it matters. You’ll see greater safety, better services and management well into your future.

Talkspace Opens Many Doors for People with Disorders

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There is a true need for people to look at issues that may be going on in their lives. There are people that have things like borderline personality disorders and anti sociopath disorders that need help. These people may never go to get help for their problems, but they are not the only ones that suffer.

Sometimes there are going to be people that are connected to people with these disorders that are going to be in need of help. There are hundreds of therapists that are available through the Talkspace space app that can help people that may have issues that they need to sort out. Sometimes it becomes a problem if a person cannot put forth the effort to really take care of their problems on their own without talking things out.

The Talkspace space app is one that is providing people with a lot of information on how they can resolve problems that they may be going through. People that are connected with others that have disorders like that of a sociopath will discover that they need to do certain things to keep themselves safe. Someone that is getting divorced from a sociopath, for example, will discover that email or texting maybe one of the best forms of communication. When a person like this is in your path you’re definitely going to want to have written documentation in the event that things go awry. People that take the time to utilize to Talkspace app will get a chance to see exactly what they may be able to do in order to make their situation better.

It has been said that there is an app for everything. Talk-space maybe the company that is actually proving this to be true by helping people get the counseling that they need.

Talkspace: A Place to Talk about their Psychological Problems

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Talkspace is a website that wants to talk about psychological disorders as a way to help people with their own psychological quirks.

One blog on this website was written by Ashley Laderst about the stigma surrounding depression.

What is depression? Depression is when a person feels very low about himself/herself. They don’t they are good enough for anything and they often feel that they are a burden to others. A person with depression could have low energy and seems to be tired all the time. They may not have many friends because they don’t feel that are good enough to have friends. Depression is one of the reasons that people kill themselves because they think that are not worthy enough to live.

Stigma means something that disgraces people and thus, it is not worthy to talk about. There is a stigma surrounding depression and Laderer feel that she knows people have stigma about depression. She thinks that normal people think people with depression are lesser people. They are not worthy enough to deal with or talk about. She does not feel that this stigma will not go away anytime soon.

People are not the only ones that have a stigma against depression. The media has the stigma has shown from the backlash regarding the TV show called 13 Reason Why, a show about depression and suicide. She think that people misunderstood and could not deal honestly with t he subject matter.

She feels that the stereotypes and misunderstandings of depression would go away if people studies and understood depression more.

Another article is about one of the therapists that is part of this website. This article is part of their “Meet our Therapists” sedries where they meet and interview the therapists that participate in this website.

The name of the therapist is Alicia Winkle. She is licensed professional counselor (LPC) from Alabama. She has worked for Talkspace for 2 years and has been a therapist for 5 years.

The first question that they ask her is about why she is a therapist. Her answer is that she always wanted to be in the helping field. She had originally been studying to be a nurse. She changed her mind after having psychological issues and went to get a Master’s in Community Counseling.

The second question is about why she joined this website. She thought it was interesting to help people while they stayed at home.

The third question is about what made her proud about working at Talkspace. She liked her clients making progress and hearing them say “thank you” for helping them.

The interview then goes on for many more questions that a person can see on the website.

How does Talkspace work? A person talks to a therapist who will match the client up with their primary therapist. The primary therapist is a qualified person in the therapy field and he or she sets up their first appointment with the client. At the first appointment, the therapist and the client only talk to each other virtually. The therapist and the client could be anywhere even on a subway train. What matters is that they have a phone or computer to talk virtually with each other.

Talkspace has been mentioned on such media outlets as HuffPost, CNN, The Today show and Business Leader.

Talkspace can help a person if they give it a chance.

The Richard Blair Solution to Financial Planning

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Richard Blair is someone that has made it possible for more people to build wealth with the company that he created call Wealth Solutions. This is the type of financial planner that can help others sort out their financial planning. It can be difficult for a person to start a financial plan and really see any great returns if they do not have someone that has the experience to help them. In many ways to financial planner is the best resources for helping people discover things that they would otherwise have no idea existed.


Richard Blair of Wealth Solutions can help people find their financial planning sweet spot. He helps people diversify through stocks and other assets that can improve their portfolio. People that are interested in investing should definitely take a look at what Richard Blair has to offer before they build a portfolio. He can give a lot of insight to those people that may have always wanted to invest but may have been scared to consider what was out there.


Richard Blair is definitely the type of investor that people can benefit from because he has a range of experience that spans over two decades. It is safe to say that he knows the ropes when it comes to building a successful investment plan. He has been able to do this for many people that come to him for help, and his success is based largely on the abundant number of certifications that he has.


There is a lot of appreciation for the work that he has done overtime, and his investment experience and his degree in finance gives him a great deal of knowledge on different investment strategies. He has been able to take what investors provide in diversified portfolios in a way that most none experienced investors would have never thought of.


Investing can be a real challenge, but it also can be fun and profitable if you have someone in your corner to help you make better decisions. This is essentially what Richard Blair does. He helps those that come to him for counseling. Blair provides a way for the investors that are going to make long-term investment decisions. He gives them the comfort that they need to invest without actually losing their cool. He helps investors see that there is never a sure-fire investment, but hey helps people make better choices for growth. Learn more: http://www.wealthsolutionsria.com/p/my-story