Most recently, a lot of borrowers (businesses) seek for that money to help them grow their enterprises . Most banks impose high-interest charges that are discouraging to every borrower. Largest loan borrowers now go for other to alternative investment options.
Equities First Holdings ‘and stock-based credits.
Equities First Holding was established in 2002, has its headquarters in Indianapolis and presents the most innovative security- loan services for business investments. Equities First Holdings now seeks to leverage a rather looming mortgage crisis among the industry players. The firm’s pioneering stock-based loans ( also referred to as Equities loans) have caught a lot of attention with many clients opting for these loans as an alternative to the traditional bank credit-based investments.
Global businesses currently favor these lending options that also allow them to pay for substantially discounted interest rates. Equities loans also bear higher loan-to-value relative amounts. The loans also ensure surety during the entire loan transaction process. The loans have been groundbreaking and reasonable alternatives means for companies to achieve the necessary working capital.The Loans can guard borrowers against market fluctuations.During regular loan service periods, market change spells might occur; which may lead to delayed or no loan repayments. This innovative Equities loans provide the borrower with means to circumvent severe market downturns. The investments loans come with non-recourse features that enable the borrowers to default on the loans to keep their profit proceedings and not have any further responsibility to the bank. During the market fluctuations when the value of stocks decreases in value, Equities loans also afford the borrower a loan non-payment opportunity. Also, the Equities loans grant the borrower consistent interest charges of only four percent with a loan-to-value ratio of fifty percent
Whats more? By taking an Equities loan, the borrower is not limited to particular business exploits since the investor can decide to invest in all companies of choice. Equities First Holdings, LLC also plans to introduce the Home-Equity Loan; that are consumer credits that are guarded through a consequent mortgage, helping landlord equity home investments. Home-Equity Loan loans are based on the variations of the owner’s fair play and the property’s current market value.
Equities First Holdings is a lending corporation that is helping out many different individuals with high net-worth and businesses. They’re a corporation that’s placing a lot of importance towards ensuring that their borrowers are being provided with some of the fairest terms of borrowing in the industry of lending.There are many different elements of fair practices of lending. It’s highly imperative for borrowers of loans to ensure that the institutions that they obtain their particular loan amounts for are being offered to them with low and/or fair interest rates. It’s also imperative for them to know that the payback terms should be structured in ways that it is practical and fair for them as well.
Equities First Holdings is a lending corporation that truly understands business’s needs of obtaining loans. A business may need to obtain a loan for many different reasons. Firstly, it’s important for a business owner to have a clear snapshot of the current conditions of their business. A business owner may need to improve/upgrade the conditions of their assets such as land, equipment, and/or buildings. If you’re a business owner who happens to be facing such a circumstance, then you may be able to take advantage and benefit from a fair and practical loan that’s offered by the corporation of Equities First Holdings.
Equities First Holdings has structured their loan programs in ways that their borrowers are being provided with some of the fairest options of loans solutions in the market. Be sure to speak with one of the corporation’s consultants, as they’re always eager to assist in any ways that they can. It’s recommended for you to speak with a consultant so that you can get an understanding of just how their different types of loans are structured and what their terms entail.
Equities First Holdings is an alternative source of finance to both accredited and non-accredited institutions. For the company, they delight in becoming part of the solution to your needs during the harsh economic crisis. For this reason, they have developed one of the most comprehensive stock-based loans in this arena. The company also offers solutions for both individuals and enterprises. For you to secure the fast working capital, be sure to engage in better business understanding. Therefore, you will be sure to achieve more through their loans in an economic crisis. For you to get a better loan, your stocks will be evaluated in a risk-checking manner. For this reason, they will determine the best loans to give you. Once you secure the loan, you will still have no engagement with the loan provider.
The company is always in search of the high-net-worth individuals to secure the fast working capital. For his reason, you end up working with different capabilities in a manner that is not depicted in this arena. Therefore, working with the company gives you the ultimate development strategy needed to secure fast working capital. The low-interest rates characterize the stock-based loans. For this reason, you have all the capabilities to attain the loan at the lowest interest rates possible. As a matter of fact, no one has a beer understanding that is having better results through Equities First Holdings.
Equities First Holdings has been recognized as the most affordable source of working capital. During the harsh economic crisis, the company noted that the intake of the fast working capital was growing on a massive scale. For this reason, they went on to found a better way of increasing their lending strategy. They also partnered with other banks to ensure money flow to their clients is always on the upward trend. As a matter of fact, we must develop better solution capabilities during this economic crisis.
Equities First Holdings: Specializing in Innovative Lending Options
Equities First Holdings isn’t just a leader in global lending and financial services. They’re also a leader in alternative lending options, specifically where stock-based lending is concerned. The financial market has changed drastically over the last several years, and few financial institutions have tried to keep up. Because of this, many potential borrowers who need working capital are forced to go without or to take on more risk than they’d like to. Equities First Holdings has bridged the gap with innovative solutions that help borrowers obtain the capital they need while minimizing the risk that credit-based options typically carry.
Stock, Not Credit
Most loans are offered based on credit. Borrowers who need working capital have to apply through a bank or credit union, and if they’re able to pass the strict qualifications, they still have to take on high interest rates. It’s a difficult situation that most borrowers would rather not be in. Equities First Holdings offers an innovative solution for these borrowers, allowing them to collateralize their stocks and obtain working capital that way.
Not a Margin Loan
Some people think that margin loans and stock-based loans are the same thing. However, there are distinct differences in the way that each operates. Margin loans require that borrowers be pre-qualified, just as they would have to be with traditional credit-based loans. Additionally, margin loans might come with restrictions dictating how the money can be spent. Finally, the loan-to-margin ratio is only around 10 to 50 percent. With a stock-based loan, however, borrowers can enjoy a fixed interest rate somewhere around three to four percent. Additionally, the loan-to-value ratios seen with sock-based loans are around 50 to 75 percent. There are no restrictions on how the loan can be spent, and since most sock-based loans are non-recourse, the borrower can walk away at any time.
By specializing in an innovative financial service that answers a growing need among borrowers, Equities Financial Holdings has created options for their client base that didn’t exist previously. Borrowers find these options attractive since they carry less risk, and Equities Financial Holdings are seeing the benefit of offering these services in the form of an increased client base.