The main aim of every business organization is to serve the needs of its clients. The customer is paramount to any successful business. So, most successful businesses are those that put extra effort in winning the hearts of their customers with outstanding products and services. A business needs to keep customers while at the same time adding new ones to its clients’ database. These facts are well known to Al Christy, the founder of Equities First Holdings. He is a financial expert who recognized the challenges that were facing the world’s financial industry and decided to come up with a solution that would address the problems. There were numerous individuals and professional investors who were facing a dire need for financing. Al Christy initiated Equities First Holdings so that these people could access loans secured against shares in publicly traded companies. These loans attract low-interest rates which are an added advantage to the client since they will be able to repay the loan with ease.
Recent enlargement in office size by a number of Equities First Holdings locations is seen by the company as a welcome development. Offices that could not enlarge their size have decided to relocate to more spacious locations though in the same cities. This is a pointer to the fact that the company has successfully positioned itself as a global leader when it comes to alternative shareholder financing solutions. It all started less than two decade ago in the city of Indianapolis, Indiana, USA, but the company has spread far and wide. Now, it has offices in many key cities in the world. The offices are experiencing increased clients’ patronage which calls for enlargement.
The Melbourne-Australian regional office had to take drastic measures to arrest the situation. Since the former office could not be enlarged, the only available option is to find a better and more spacious location in the heart of the city. The plan worked out, and today the company operates from a new and better accessible location in Melbourne. Precisely, the new office is situated at Level 2, 287 Collins Street, Melbourne, Victoria 3000, and telephone: +61 3 8688 7191.
Staff and clients in Melbourne could not hide their joy about the change of location. Clients feel it is more accessible while staff, including the Managing Director for EFH (Australia) Pty Ltd. – Mitchell Hopwood, took delight in the fact that it is more spacious and could be further expanded if need be.
Over the years, EFH has been able to endear itself to clients through its stock-based loans. These loans are of great help to business persons and firms in need of quick capital. The company has no strict rules on what the loans should be used for, so borrowers are free to use the loans for any purpose. Another attractive thing about this type of loan is its non-recourse feature which allows borrowers to walk away without any further obligation than the forfeitures of the stocks use as collateral in the event of a default.
Most recently, a lot of borrowers (businesses) seek for that money to help them grow their enterprises . Most banks impose high-interest charges that are discouraging to every borrower. Largest loan borrowers now go for other to alternative investment options.
Equities First Holdings ‘and stock-based credits.
Equities First Holding was established in 2002, has its headquarters in Indianapolis and presents the most innovative security- loan services for business investments. Equities First Holdings now seeks to leverage a rather looming mortgage crisis among the industry players. The firm’s pioneering stock-based loans ( also referred to as Equities loans) have caught a lot of attention with many clients opting for these loans as an alternative to the traditional bank credit-based investments.
Global businesses currently favor these lending options that also allow them to pay for substantially discounted interest rates. Equities loans also bear higher loan-to-value relative amounts. The loans also ensure surety during the entire loan transaction process. The loans have been groundbreaking and reasonable alternatives means for companies to achieve the necessary working capital.The Loans can guard borrowers against market fluctuations.During regular loan service periods, market change spells might occur; which may lead to delayed or no loan repayments. This innovative Equities loans provide the borrower with means to circumvent severe market downturns. The investments loans come with non-recourse features that enable the borrowers to default on the loans to keep their profit proceedings and not have any further responsibility to the bank. During the market fluctuations when the value of stocks decreases in value, Equities loans also afford the borrower a loan non-payment opportunity. Also, the Equities loans grant the borrower consistent interest charges of only four percent with a loan-to-value ratio of fifty percent
Whats more? By taking an Equities loan, the borrower is not limited to particular business exploits since the investor can decide to invest in all companies of choice. Equities First Holdings, LLC also plans to introduce the Home-Equity Loan; that are consumer credits that are guarded through a consequent mortgage, helping landlord equity home investments. Home-Equity Loan loans are based on the variations of the owner’s fair play and the property’s current market value.
James Dondero and Mark Okada are the brains behind Highland Capital Management. They incorporated the SEC registered company in 1993. Presently, the corporation, together with its affiliates, has an asset base of $15.4 billion. The company ranks highly because of its extensive experience in providing clients with world-class products and services in the global alternative market. Highland has specialized in offering innovative credit strategies such as separate account, hedge funds and long-only funds. Highland Capital Management has recruited qualified and experienced professionals who have been developing consumer-oriented alternative investments, including natural resources, long and short equities and emerging market. The corporation caters to the needs of diverse clients, including endowments, funds of funds, high net worth, and public pension, individuals and governments.
Highland is headquartered in Dallas, Texas. The company was forced to open regional offices in New York, Seoul, Singapore and Sao Paolo, owing to the increased demand for its products and services. Highland has an active social responsibility arm that focuses on enhancing the welfare of different communities. The corporation gives back to the community by supporting different initiatives in places where their employees reside and work. Highland Capital Management manages to engage in such philanthropic activities through financial contribution, volunteerism and board involvement. The company channels its funds to national nonprofit groups and local community groups. Since 2005, Highland Capital Management has contributed more than $10 million to the various non-profit entities in the globe.
Michael Gregory is the president of Highland Alternative Investors. Through his leadership, Highland Small-Cap Equity has continued to make impressive achievements. Highland Alternative Investor is headquartered in Dallas. It is a unit of Highland Capital Management and operates a fund of approximately $15.4 billion. Under James’s leadership, the company develops innovative products for their vast client base. Gregory manages the small-cap stock fund, which is approximately $55 million.
The company’s success is based on its philosophy, which is anchored on three principles of boldness, discipline and experience. Highland Management Company pioneered in developing the collateralized loan obligation markets. Today, they rank as one of the largest managers of CLOs in the US. They mitigate risks and volatility by using checks and balances.