Equities First Holdings is a lending corporation that is helping out many different individuals with high net-worth and businesses. They’re a corporation that’s placing a lot of importance towards ensuring that their borrowers are being provided with some of the fairest terms of borrowing in the industry of lending.There are many different elements of fair practices of lending. It’s highly imperative for borrowers of loans to ensure that the institutions that they obtain their particular loan amounts for are being offered to them with low and/or fair interest rates. It’s also imperative for them to know that the payback terms should be structured in ways that it is practical and fair for them as well.
Equities First Holdings is a lending corporation that truly understands business’s needs of obtaining loans. A business may need to obtain a loan for many different reasons. Firstly, it’s important for a business owner to have a clear snapshot of the current conditions of their business. A business owner may need to improve/upgrade the conditions of their assets such as land, equipment, and/or buildings. If you’re a business owner who happens to be facing such a circumstance, then you may be able to take advantage and benefit from a fair and practical loan that’s offered by the corporation of Equities First Holdings.
Equities First Holdings has structured their loan programs in ways that their borrowers are being provided with some of the fairest options of loans solutions in the market. Be sure to speak with one of the corporation’s consultants, as they’re always eager to assist in any ways that they can. It’s recommended for you to speak with a consultant so that you can get an understanding of just how their different types of loans are structured and what their terms entail.
Equities First Holdings: Specializing in Innovative Lending Options
Equities First Holdings isn’t just a leader in global lending and financial services. They’re also a leader in alternative lending options, specifically where stock-based lending is concerned. The financial market has changed drastically over the last several years, and few financial institutions have tried to keep up. Because of this, many potential borrowers who need working capital are forced to go without or to take on more risk than they’d like to. Equities First Holdings has bridged the gap with innovative solutions that help borrowers obtain the capital they need while minimizing the risk that credit-based options typically carry.
Stock, Not Credit
Most loans are offered based on credit. Borrowers who need working capital have to apply through a bank or credit union, and if they’re able to pass the strict qualifications, they still have to take on high interest rates. It’s a difficult situation that most borrowers would rather not be in. Equities First Holdings offers an innovative solution for these borrowers, allowing them to collateralize their stocks and obtain working capital that way.
Not a Margin Loan
Some people think that margin loans and stock-based loans are the same thing. However, there are distinct differences in the way that each operates. Margin loans require that borrowers be pre-qualified, just as they would have to be with traditional credit-based loans. Additionally, margin loans might come with restrictions dictating how the money can be spent. Finally, the loan-to-margin ratio is only around 10 to 50 percent. With a stock-based loan, however, borrowers can enjoy a fixed interest rate somewhere around three to four percent. Additionally, the loan-to-value ratios seen with sock-based loans are around 50 to 75 percent. There are no restrictions on how the loan can be spent, and since most sock-based loans are non-recourse, the borrower can walk away at any time.
By specializing in an innovative financial service that answers a growing need among borrowers, Equities Financial Holdings has created options for their client base that didn’t exist previously. Borrowers find these options attractive since they carry less risk, and Equities Financial Holdings are seeing the benefit of offering these services in the form of an increased client base.